itís that time of year again or maybe itís a new car and you want to
save money on the inevitable cost of auto insurance. Most people will
tell you to go online to save money or at the very least save time.
Comparing auto insurance quotes these days has never been easier or
faster but there is more to know than just the price or who the quote
is coming from. Itís nice now that auto insurance quotes are free and
instant but what more do you need to consider when searching for the
best price and before you buy?
Itís best to break this down one question at a time and do these
before you head to the internet to compare quotes;
First who is the quote coming from, is it a brand name company or
someone you havenít heard of before? Most small companies have a much
larger insurance company backing them which is good but do a little
research to see for sure.
there any conditions to the quote, does it expire in a given amount of
time, only available online and you canít call in for it later?
Believe it or not there are such conditions on your auto insurance
quote and you might not find this out until later.
Fine print: does you quote contain any fine print, a little * next to
the price maybe, its best to read this because it might have a huge
impact on price since the quote might be based on such conditions as a
bundle with home owner insurance, a much larger than normal
average deductible if you have an accident is $500 but some insurance
companies will give you a quote based on a deductible of $1000. This
is ok if you donít have any claims or never need it but to most
families it a financial burden they may now plan for.
Payments; not everyone want to pay for their insurance on a yearly
basis or can afford to, if you prefer to pay for your auto insurance
on a monthly basis check the quote on this condition because at time
the quote will be higher if you want monthly payments.
hope this helps outline the quotes process and the conditions
surrounding most auto insurance quotes online, we work hard to inform
you of changes to the auto insurance industry especially when it comes
to the online companies, feel free to email us with and suggestions or
concerns you may have!